What We Do

AKT Inclusive Finance is a leading specialist in Inclusive Finance, offering a wide range of services to support financial inclusion for underserved populations. Our services are tailored specifically to Islamic microfinance, helping organisations develop and implement effective strategies to reach and serve clients in accordance with Islamic principles.

Our company is dedicated to promoting financial literacy and inclusion, offering digital training programs to help individuals and organisations better understand financial concepts and practices. They also manage a microfinance investment vehicle, allowing investors to support and benefit from the growth of microfinance institutions. Overall, this business is a trusted partner in the field of Islamic microfinance, offering comprehensive services and expertise to support the development, implementation, and operation of inclusive financial solutions.

Our Expertise

Strategy and Policy Development

As a professional financial advisory firm, we specialise in crafting comprehensive financial inclusion strategies and policies. Our approach is grounded in a deep understanding of international best practices and the latest trends in the rapidly evolving digital finance landscape. We work closely with our clients to develop tailored solutions that address their unique challenges and unlock new opportunities for financial empowerment within their communities. Our team of experts meticulously analyses market dynamics, regulatory frameworks, and emerging technologies to devise innovative strategies that drive sustainable financial inclusion and foster economic growth.

Technical Assistance

We offer comprehensive technical assistance to financial institutions and various partners, enabling them to broaden their outreach and effectively deliver products and services tailored to the needs of underserved communities. This support includes guidance on technology integration, compliance with regulatory standards, and best practices for customer engagement. Our collaboration focuses on identifying gaps in service provision and developing innovative solutions that empower financial institutions to reach populations that have traditionally been excluded from mainstream financial services. This involves conducting market research, analysing demographic data, and creating targeted strategies to enhance accessibility.

Product and service development

We specialise in advising on the development of financial products and services tailored to meet the unique needs of various demographic groups, particularly those with low incomes or who face challenges in accessing traditional financial institutions.

Our approach emphasises inclusivity and accessibility, ensuring that these offerings are designed to empower individuals who are often underserved by the conventional financial system. By conducting thorough market research and engaging with community stakeholders, we aim to create solutions that not only address the specific financial requirements of these populations but also promote financial literacy and stability. This commitment to understanding and responding to the diverse financial landscape allows us to foster economic growth and enhance the overall well-being of individuals and communities alike.

Regulation and policy

Our approach involves a thorough analysis of existing financial practices and the identification of barriers that hinder equitable access. We work collaboratively with stakeholders to design policies that not only comply with regulatory standards but also promote ethical financial practices. This ensures that all participants in the financial system can engage confidently, knowing that their rights are protected and that they are treated equitably.

Digital Integration

Our team of consultants specialises in the integration of digital applications and transformation designed to enhance governance and operational efficiency for microfinance institutions. By leveraging advanced technology, we aim to improve financial inclusion efforts, particularly in underserved areas where access to financial services is limited. This initiative is especially focused on empowering women and supporting small and medium-sized enterprises (SMEs), which often face significant barriers to accessing capital and resources.

Advisory and Management

Our consultants can provide advisory and management support to organisations implementing inclusive finance initiatives, including shariah-compliant finance, designing financial mechanisms and management advisory to SME’s seeking growth both operationally and financially.

Stakeholder Engagement

AKTIFC engage with a wide range of stakeholders, including governments, regulators, financial institutions, and community organisations, to facilitate collaboration and build consensus. Monitoring and Evaluation We have over 20 years of experience in developing and implementing monitoring and evaluation frameworks to track the progress of financial inclusion initiatives.

Capacity Building

We empower financial institutions and community partners with the skills and tools to deliver inclusive, Shariah-compliant financial services effectively. Through tailored training, practical workshops, and ongoing learning, we help build strong, sustainable institutions that can better serve underserved communities. Our expert network also provides continuous support and insights into emerging trends, digital innovation, and best practices in ethical finance.

Digital Integration

Our team of consultants specialises in the integration of digital applications and transformation designed to enhance governance and operational efficiency for microfinance institutions. This initiative is especially focused on empowering women and supporting small and medium-sized enterprises (SMEs), which often face significant barriers to accessing capital and resources.